7 ways to make 2020 better than 2019

1. Learn.

When was the last time you heard of a black university dropout CEO?White people have one key advantage. Everyone assumes they are smart until they prove otherwise. It’s the exact opposite for black folks. You’re black & stupid until you prove otherwise. 

Unfortunately, your MBA/PhD/ACCA/PMP etc is the only reason some people will give you a chance. Dear young, black professional, get that degree and the next one, and the one after. It will earn you some benefit of doubt and open doors that are shut against you. 

2. Save.

I know someone who spent $24,054 on his mom’s cataract/glaucoma surgery last year. He could only afford to do that because he saved 40 – 60% of his salary throughout his career. Will your mom go blind if she were in that situation? 

What will you do if you get a great opportunity but don’t have the funds to do the deal?Vacations will come and go. Styles and trends will change and fade. Only idiots spend all their income on ephemeral things. Make a conscious decision to save in 2020. 

3Love.

Find something you love and do it.What do you love to do outside of work? Who do you love to spend time with? Make a conscious effort to do something you love and to spend time with people you love in 2020. I love this song, it reminds me of the sometimes unplanned nature of love.

Title: Who you love.

Artist: John Mayer & Katy Perry
Link: https://youtu.be/nSRCpertZn8

4.Contribute.

Give back to your community. The entire value of someone’s earnest prayer is $10. You can meet that need while hustling for your $100k. Don’t wait for all your dreams to come true before you make yourself the source of someone’s joy.

Help people in 2020. 

Read also : How To Reach your Financial Goals this year.

5. Work.

Hard work never killed anybody. Last month we kicked off a soft launch of Overwood (overwood.ng), a FinTech investment platform I lead, and I had to work 14 hours every day in December. Hard, intense, strategic work is the only way to move forward. 

6.Invest.

Open at least two investment accounts to diversify your investments. You obviously don’t want to place all your investments in any single basket.A better explanation is given in 5 ways to invest money
 

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